Health Insurance Vs Consumer Driven Health Care
The number of Americans unable to afford traditional health insurance is increasing rapidly. Corporations are either decreasing benefits or increasing deductibles and co-payments the employee must absorb to cut their cost. Single parents can only afford to cover their children, leaving themselves uninsured. Many families without availability to group insurance find health insurance premiums on a family of four to be unaffordable.
However, imagine there being an accident that places you in the hospital without any type of healthcare coverage. One stay in the hospital would financially ruin most of us!
Traditional health insurance premiums have become unaffordable to most families with lower deductibles of $250 or $500. That leaves each person in the family with a $1000 or higher deductible.
The next hurdle with traditional health plans is the coinsurance. Most companies offer 80%/20% coinsurance or 50%/50% coinsurance, which means the insurance company will pay 80% of the hospital bill leaving the patient to pay 20% in the best case scenario. All plans will have an out-of-pocket or out-of-network threshold. That means after the patient’s 20% portion reaches $3500 (as one example) then the health insurance will begin paying 100%.
With high premiums and the patient still paying the deductible and coinsurance after a hospital stay it is certainly understandable that consumer driven health care and Ameriplan are beginning to flourish.
Since Ameriplan has 15 years of experience and has built a large provider base of doctors, dentists and specialists it seems to be a wise choice to choose a company that is financially sound and firmly planted in this upcoming niche market. Especially, products that range from $19.95/month to $59.95/month with a variety of benefits not normally covered by traditional insurance. The really powerful features include: No Limits, No Deductibles, No health questions, and All ongoing medical conditions are covered!!
One segment of our population is uninsured because of their uninsurable medical conditions! Basically traditional insurance markets literally have to “throw them away” and never offer an alternative! As mentioned in the prior paragraph, consumer driven healthcare treats them as everyone else. We at Ameriplan have given them, not only the smart alternative, but the only alternative at acquiring a Health, Major Medical, Dental, Vision, Prescription, and Chiropractic Care benefits!
We are confident with the inevitable increasing premiums with Health and Major Medical and Dental insurance that the majority of Americans will be seeking us out as the Only Alternative for these necessary procedures in the future!!
Save up to 80% on Healthcare -> Consumer Driven Healthcare
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