Acquiring health insurance for you and your family can be a challenge, particularly if you are not covered by an employer’s plan. Health Benefits Direct has licensed agents who will shop highly rated insurance carriers to find a suitable health insurance plan for your needs. The company offers first class support and unmatched consulting services.

Health Benefits Direct has developed the first technology-driven real-time insurance agency in the United States and has positioned itself to meet the growing demand for consumer-driven health insurance coverage. They are a technology company that is developing the technology of the future to apply for not only individual major medical Insurance, but also other types of insurance.

Insurint is the real driving force behind Health Benefits Direct (HBDT). There system aggregates the rates from all the major carriers and also the underwriting rules that there agent is able to look at up front and in real time. With the introduction of Insurint, the percentage of applications processed and submitted is increasing. This technology will eventually be offered throughout the market.

HBDT’s service is free to consumers. Its primary source of incomes is commissions funded by insurance companies. Specifically, HBDT’s revenues are in the form of commission fees paid by the carriers to the Company as compensation for policies sold. For each policy issued, the Company is paid a commission based on a specific percentage of premium paid by the consumer to the carrier on a monthly basis for as many months as that consumer pays the carrier for that particular policy.

Another group to look at would be Health Plan One, an online health insurance trader for individual, family, self-employed, Medicare and small group/business health insurance policies. Health Plan One represents all major health insurance providers and is authorized in all 50 states. Before obtaining a healthcare plan, Health Plan One’s website offers instant comparison shopping of health insurance quotes and plans, live help from licensed insurance specialists, and educational information on all health care topics.

There is also UnitedHealth Group. A diversified company committed to making health care better. UnitedHealth Group offers a broad range of products and services through seven operating businesses: UnitedHealthcare, Ovations, AmeriChoice, Uniprise, OptumHealth, Ingenix, and Prescription Solutions. Through its family of firms and divisions, UnitedHealth Group serves nearly 70 million individuals nationwide. In 2008, the company announced net earnings of $3 billion. UnitedHealth Group is the parent of UnitedHealthcare, one of the major health insurers in the U.S.